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ASB Visa Flex

The ASB Visa Flex offers no annual fees and flexible monthly payments, enhancing financial freedom and ease.

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Discover more details about the card:

No annual card fee

Flexibility to pay what you can afford each month

Up to 55 days interest-free on purchases

Access to exclusive offers and discounts

HOW TO REQUEST

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ASB Visa Flex


Welcome to the ASB Visa Flex, the perfect payment solution tailored for the dynamic lifestyle of New Zealanders.

This credit card offers a unique blend of flexibility and security designed to meet the ever-evolving financial needs of Kiwis.

From everyday purchases to unexpected expenses, the ASB Visa Flex empowers you with features like customizable payment options that adapt to your financial journey.

Dive into a world of benefits and discover how this card can transform the way you approach finances.


No annual card fee


One major cost-saving feature of the ASB Visa Flex card is that it comes with no annual card fee.


For many cardholders, the dreaded annual fee can quickly add an unexpected dent to their finances each year.


With ASB Visa Flex, there's no such concern, allowing more of your money to stay in your pocket.


Imagine the benefits of not having to worry about budgeting for a typically recurring cost.


When you eliminate the fee, you can use that saved amount towards purchases, investments, or savings, potentially increasing your financial flexibility.



Flexibility to pay what you can afford each month


The ASB Visa Flex card offers the practical benefit of flexible payments, allowing users to pay what they can afford each month.


This means there is no pressure to meet a fixed monthly payment amount, which can aid in financial management and reduce stress.


During times when expenses are tight, paying a smaller amount helps avoid overextending your budget.


Conversely, if you find yourself with extra funds, you can pay more to reduce overall interest costs.


This adaptability can be crucial for maintaining financial health and providing peace of mind in varying circumstances.




Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

HOW TO REQUEST

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Up to 55 days interest-free on purchases


Enjoy navigating your finances with up to 55 days interest-free on purchases, a remarkable cost-saving feature of the ASB Visa Flex credit card.


This is an opportunity to leverage your spending without accruing interest, making it an efficient tool for smart budget management.


For example, if you purchase an appliance or book a holiday, you have nearly two months to pay off the balance interest-free.


Such flexibility allows cardholders to strategize their payments in sync with their financial plans, ensuring more capital remains in their pocket rather than paying avoidable interest fees.


Moreover, in cases of emergency expenses, this grace period can make a significant difference, allowing you to manage unexpected costs without the burden of immediate high-interest payments.



Access to exclusive offers and discounts


Unlock value-driven experiences with ASB Visa Flex’s access to exclusive offers and discounts, adding another layer of financial prudence to your wallet's arsenal.


Participating retailers provide ASB Visa Flex cardholders with specially curated deals, reducing the costs of everyday expenses.


Imagine receiving discounts on dining, technologies, or travel, turning each purchase into a money-saving opportunity.


Such perks are not merely luxuries but practical applications in everyday life, easing the financial load on both essential and discretionary spending.


This program encourages savvy spending habits by letting you purchase more while spending less, aligning with cost-saving strategies.


As these deals are frequently updated, keeping an eye on the ASB portal could reveal offerings that align perfectly with your needs at any given time.

CARD THAT ACCEPTS THOSE WITH NEGATIVE CREDITS

CARD THAT ACCEPTS THOSE WITH NEGATIVE CREDITS

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HOW TO APPLY